Towing capacity calculator

Your truck’s advertised towing capacity assumes an empty cab. Enter your ratings and load to see what you can really tow, and which limit you hit first.

Your vehicle’s ratings

What you’re hauling

You can safely tow up to

10,000 lb

Limited by payload: the tongue weight plus what’s in the vehicle.

Good to tow: 70% of the maximum

Comfortably within all three limits.

Towing rating allows11,000 lb
Combined weight (GCWR) allows11,200 lb
Payload allows10,000 lb

The black line is your trailer.

Tongue weight
840 lb
Payload left
360 lb
Combined weight
12,600 lb of 16,800 lb

How towing capacity is calculated

A trailer has to fit under three limits at once. The calculator takes the lowest:

  1. Towing rating: the maximum trailer weight the maker allows for your exact configuration.
  2. Combined weight (GCWR): GCWR − curb weight − people and cargo = the heaviest trailer the combination allows.
  3. Payload: (payload − people and cargo) ÷ tongue weight share. At 12%, every 120 lb of payload you use costs 1,000 lb of trailer.

Example: a pickup rated for 11,000 lb, with a 16,800 lb GCWR, a 5,000 lb curb weight and 1,800 lb of payload, carrying 600 lb of people and gear. GCWR allows 11,200 lb, but payload allows only (1,800 − 600) ÷ 0.12 = 10,000 lb, so payload is the real limit.

Towing terms

TermWhat it meansWhere to find it
Towing capacityMaximum trailer weightOwner’s manual, towing guide
GVWRMost the loaded vehicle may weighDoor jamb sticker
GCWRMost the loaded vehicle and trailer may weigh togetherOwner’s manual, towing guide
PayloadPeople, cargo and tongue weight the vehicle can carryYellow tire and loading sticker
Curb weightEmpty vehicle with a full tankSpec sheet, or weigh it at a CAT scale
Tongue weightTrailer weight pressing down on the hitch10–15% of the trailer, or a tongue scale

Towing capacity by vehicle

Maximum ratings from each maker for the current model year. Your configuration may be rated lower.

VehicleMax towing
2026 Toyota Tacoma 6,500 lb
2026 Toyota Tundra 12,000 lb
2026 Ford F-150 13,500 lb
2026 Ford F-250 Super Duty 23,000 lb
2026 Ram 1500 11,610 lb
2026 Ram 2500 20,000 lb
2026 Chevy Silverado 1500 13,300 lb
2026 GMC Sierra 1500 13,300 lb
2026 Toyota RAV4 3,500 lb
2026 Toyota Highlander 5,000 lb
2026 Toyota Grand Highlander 5,000 lb
2026 Toyota 4Runner 6,000 lb
2026 Toyota Sienna 3,500 lb
2026 Jeep Wrangler 5,000 lb
2026 Jeep Grand Cherokee 6,200 lb
2026 Ford Explorer 5,000 lb
2026 Ford Ranger 7,500 lb
2026 Chevy Colorado 7,700 lb
2026 Nissan Frontier 7,150 lb
2026 Ford Maverick 4,000 lb
2026 Honda Pilot 5,000 lb
2026 Subaru Outback 3,500 lb
2026 Tesla Model Y 3,500 lb
2026 Hyundai Santa Fe 4,500 lb

Before you hitch up

  • Weigh the loaded trailer at a truck stop scale; the empty weight on the trailer’s sticker leaves out everything you pack.
  • Hitch makers recommend a weight-distributing hitch for heavy trailers, often above 5,000 lb or half the vehicle’s weight. Most states require trailer brakes well below that.
  • Check the hitch’s own rating: the receiver, ball mount and ball each have a maximum.
  • Towing can cut fuel economy by a third or more; budget the trip with the gas calculator.

Questions

How do I calculate towing capacity?

Take the lowest of three limits: the maker’s towing rating; GCWR minus the vehicle’s curb weight and everything in it; and the payload left after passengers and cargo, divided by the tongue weight share (about 12%). The calculator does all three.

Where do I find my vehicle’s towing capacity?

In the owner’s manual or the maker’s towing guide for your model year, which lists it by engine, cab, bed, drive and axle ratio. Payload is on the yellow tire and loading sticker on the driver’s door jamb.

What is the 80% rule for towing?

A common guideline to keep the loaded trailer at or below 80% of the maximum towing capacity. The margin helps on hills, in crosswinds and when braking. It isn’t a legal limit.

How much tongue weight should a trailer have?

About 10–15% of the loaded trailer weight for a conventional bumper-pull trailer, and 15–25% for a fifth wheel or gooseneck. Too little tongue weight makes a trailer sway.

Does tongue weight count against payload?

Yes. The tongue weight sits on the hitch, so it uses payload like a passenger would. That’s why a full cab and bed can cut how heavy a trailer you can pull.

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